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Question

General Liability Insurance

  • October 20, 2025
  • 4 replies
  • 70 views

Hi, I’m shopping around for general liability insurance and am looking for recommendations. 

4 replies

Poolfessionals of Texas
Rookie Member
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We use Chubb. 


D.L.Miller
General Member
  • General Member
  • November 9, 2025

We use Simple Business Insurance. It was the least expensive insurance that we could find. We do handyman work and pool cleaning/maintenance service. If I recall correctly, I believe it's $64 a month month and it gives us coverage up to $2 million of liability insurance. 


  • New Member
  • November 12, 2025

We use Simple Business Insurance. It was the least expensive insurance that we could find. We do handyman work and pool cleaning/maintenance service. If I recall correctly, I believe it's $64 a month month and it gives us coverage up to $2 million of liability insurance. 

Hello - how large is your operation? I ask because my insurance company charges a rate based on the estimated payroll for the year. For example, for every thousand dollars of payroll (note NOT revenue) it’s $34 annually. The owner does not count.

Im not pleased with the rates.


flaglerpools
Rookie Member
  • Rookie Member
  • November 17, 2025

My insurance is through the SPPA. Pool Specific insurance. I will say, they don’t cover liners, but I am not doing above ground pools anyway